Garage Liability Insurance: For Small Car Dealers

As a small car dealer, it’s important to protect your business from potential liabilities. One way to do this is by obtaining garage liability insurance, a type of insurance specifically designed for car dealerships.

Garage liability insurance helps to cover your business in the event of a claim or lawsuit related to your dealership’s operations. This can include things like accidents that occur on your dealership’s property, damage to vehicles in your care, and injuries sustained by customers or employees.

There are several different types of coverage that may be included in a garage liability insurance policy. These can include:

  • Property damage coverage: This covers damages to property owned by your dealership, such as buildings, signage, and inventory.
  • Product liability coverage: This covers damages or injuries caused by defective vehicles or parts that you sell or repair.
  • Customer injury coverage: This covers injuries sustained by customers while on your dealership’s property, such as slip and fall accidents.
  • Employee injury coverage: This covers injuries sustained by your dealership’s employees while on the job.

When shopping for garage liability insurance, it’s important to work with an insurance agent who understands the unique needs of your business. Be sure to provide them with detailed information about your dealership’s operations, including the types of vehicles you sell and the services you offer. This will help ensure that you get the coverage you need at a price you can afford.

Overall, garage liability insurance is an essential part of running a small car dealership. It helps to protect your business from potential liabilities and can give you peace of mind knowing that you’re covered in the event of a claim or lawsuit.

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